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Mortgage Calculator.org
Home Value: $
Loan amount: $
Interest rate: %
Loan term: years
Start date:
Property tax: %
PMI: %
Output parameters »
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Calculate your home payments with this convenient mortgage calculator.
Current interest rates shown below.

       

 

Basic Finance Terms
 
  1. Alternative Financing - Mortgage loans other than conforming loans that may use adjustable interest rates, buy downs, & graduated payment terms.
     

  2. Closing Costs - costs paid in addition to the down payment of buying your home (attorney's fees, appraisal fee, & document preparation, for instance).  Points are  a part of closing costs.
     

  3. Market Rate - An estimate of the average being charged by lenders for conventional, fixed-rate loans when purchasing or selling your home or property.
     

  4. Points - Usually paid by the buyer, a point is 1% of the loan balance and is charged by the lender to issue the loan.  Points can be a negotiable item between buyer & seller or buyer & lender.
     

  5. Private Mortgage Insurance (PMI) - On conventional financing, including adjustable rate financing, lenders require that the borrower purchase PMI against default on loans with down payments of 20% or less.
     


 

 
 
 

 

 

 

 
top rated school reports, Athens, Georgia, Clarke County
GreatSchools.net  The Premier online guide to K-12 schools for Athens Clarke County, Oglethorpe County and surrounding areas.

To see a complete list of area County schools Click Here.

 
Residential Listings Search, Athens, Ga.
NAVICA MLS- Search for all Athens area property listings and surrounding counties
Internet Listing Service
for Real Estate

This site provides a searchable database of local Athen's real estate properties for sale and rent, and is made available to the public by:
Athens Area
Association of REALTORS®
Athens, GA

 

 

Internet Listing for Athens Georgia  Real Estate Map Location Athens Georgia Real Estate, Homes for Sale, Buying Property, Foreclosures, Short Sales

 
Real Estate in Athens Georgia

Basic Finance Terms
 

  1. Alternative Financing - Mortgage loans other than conforming loans that may use adjustable interest rates, buy downs, & graduated payment terms.
     
  2. Closing Costs - costs paid in addition to the down payment (attorney's fees, appraisal fee, & document preparation, for instance).  Points are  a part of closing costs.
     

  3. Market Rate - An estimate of the average being charged by lenders for conventional, fixed-rate loans.
     

  4. Points - Usually paid by the buyer, a point is 1% of the loan balance and is charged by the lender to issue the loan.  Points can be a negotiable item between buyer & seller or buyer & lender.
     

  5. Private Mortgage Insurance (PMI) - On conventional financing, including adjustable rate financing, lenders require that the borrower purchase PMI against default on loans with down payments of 20% or less.
     

 

 Melinda Mcc., Real Estate Professional in Athens

 

 

 

Mortgage Calculator.org
Home Value: $
Loan amount: $
Interest rate: %
Loan term: years
Start date:
Property tax: %
PMI: %
Output parameters »
Mortgage Calculator Script


Calculate your home payments with this convenient mortgage calculator.
Current interest rates shown below. Buying or selling a house or property in or around Clarke County Athens ? Let Melinda McCausland help you with your real estate needs.

 

 

 

 


 

 
 
 NAVICA- MLS- listings for Athens Georgia
Haven't found the home of your dreams?
 
Visit Melinda's home page at NAVICA.com and search the MLS public data bases easy home locator. Together, Melinda will help you find the perfect home in Athens, Clarke County, Oglethorpe County, Jackson County or other near by surrounding areas.

Your New Home is just around the corner!

 

Weather your a first time home buyer, student, professional business person, or searching for the perfect  family home, condo, or townhouse, let Melinda show you the great opportunities Athens Georgia offers in Real Estate. Melinda McCausland is a professional, fully licensed Realtor, and Associate Broker with Century 21, Benny Payne Realty. Contact Melinda and she will help you get started today! Call 706-540-0606

 

 

 

 

 

Athens Georgia Real Estate equal housing LENDER

 

 

 

 

 

 

 

Real Estate online Athens Georgia Real Estate, Homes for Sale, Buying Property, Foreclosures, Short Sales

 

 

 


 

Melinda McCausland is a licensed Realtor®, CRS, ABR and Associate Broker
In the state of Georgia for
CENTURY 21 Benny Payne Realty, Inc
(706) 543-2511 or (800) 221-5916
cell: (706) 540-0606

 


 Melinda Mcc., Real Estate Professional in Athens

 

 

 

 
 

Basic Finance Terms
 

  1. Alternative Financing - Mortgage loans other than conforming loans that may use adjustable interest rates, buy downs, & graduated payment terms.
     
  2. Closing Costs - costs paid in addition to the down payment (attorney's fees, appraisal fee, & document preparation, for instance).  Points are  a part of closing costs.
     

  3. Market Rate - An estimate of the average being charged by lenders for conventional, fixed-rate loans.
     

  4. Points - Usually paid by the buyer, a point is 1% of the loan balance and is charged by the lender to issue the loan.  Points can be a negotiable item between buyer & seller or buyer & lender.
     

  5. Private Mortgage Insurance (PMI) - On conventional financing, including adjustable rate financing, lenders require that the borrower purchase PMI against default on loans with down payments of 20% or less.
     

 

 

top rated school reports, Athens, Georgia, Clarke County
GreatSchools.net  The Premier online guide to K-12 schools for Athens Clarke County, Oglethorpe County and surrounding areas.

To see a complete list of area County schools Click Here.

 

 

 


Home Listings
/ Condo's
Residential Properties For Sale / Foreclosures/ Shot Sales/
Condominiums / Townhouses / Student Housing
Buying, Selling and Living in Athens Georgia

Madison County Georgia, Short Sale
36 Fennell Lane
 $175,000
 
MLS#  917371

SHORT SALE! Great Family Home in Great Condition!
Very cute, Two-story. 3 bedrooms 2 full baths. Master on main, 2 BR, bath and bonus room up. Nice lot with large back deck.
Just 20 minutes from Athens!

Click Here for more details

Short Sale: All offers subject to approval by Bank of America

 

Current List Price: $175,000

Call or e-mail for an appointment TODAY!
Melinda @ (706) 540-0606 


 

 

3 bedroom brick ranch - 163 Briarcliff Road AThens Ga 30606
163 Briarcliff Road
 $122,900
 
MLS#  917228

NEW LISTING! Great Location, Close to Everything!
Very cute, brick ranch. 3 bedrooms 1 bath. Hardwood floors throughout. Well established neighborhood. Nice woodsy lot with lots of shade. Convenient to downtown, schools, and shopping areas. Ready to move in.

Click Here for more details

 

Current List Price: $122,900

Call or e-mail for an appointment TODAY!
Melinda @ (706) 540-0606 


 

 

Great 4 bedroom family home in Athens, Georgia. 115 Sandwood Drive
115 Sandwood Dr
 $157,900
 REDUCED!!
MLS#  917012

A Great Home in A Great Neighborhood! - Reduced!
4 bedrooms 2 1/2 baths. Priced with some repairs in mind, needs some TLC. Woodsy setting in established Rivercliff Estates. Neighborhood has 2 stocked lakes and tennis court.  Great location is close to everything!

Click Here for more details

 

Current List Price: $157,900

Call or e-mail for an appointment TODAY!
Melinda @ (706) 540-0606 


 

 

265 Westwood Drive Athens, Georgia 3 bedrooms, 2 full baths Home for sale
265 Westwood Drive
REDUCED! $149,900
 
MLS#  916270

A Great Foundation For Homeowner's Starts Here!
3 bedrooms 2 full baths. Very well cared for brick ranch with large bedrooms. Great location is close to everything!

Click Here for more details

 

 

Current List Price: $149,900

Call or e-mail for an appointment TODAY!
Melinda @ (706) 540-0606 


 

 

New Listing For Sale in Jefferson, Ga. 87 Cherrywood Court
87 Cherrywood Court
$209,900
 
MLS#  916200

Looking For Lots of Space!
6 BR / 4Full Baths. The main level has the master bedroom with sitting area. Walk in closets, garden tub, double sinks, separate shower.2nd and third bedrooms and full bath, Open living area with beautiful hardwood floors, separate dinning room, kitchen with tile floors, granite countertops, double oven and door to outside deck. Lower level has two bedrooms, full bath, den and entrance to second level deck. Basement level has one bedroom, one full bath, multimedia room with tile floors, art/office room. storage room.

Click Here for more details

Current List Price: $209,900

Call or e-mail for an appointment TODAY!
Melinda @ (706) 540-0606 


 

 


1230 Arborwood Ridge
$349,500
 REDUCED AGAIN! in Oconee!
MLS#  915383

Gorgeous Home in Oconee County!
5 BR / 5 Full Baths. This is a beautiful home with a gorgeous view of 11 wooded acres. Many nice features including Custom kitchen cabinets, hardwood floors, Tile floors in Kitchen and breakfast area. Tiled floors in all 5 baths. Open spacious kitchen to living area. Masonry fireplace, Master on main floor with tons of closet space and large master bath with double sinks and separate shower and tub. Office, 4 bedrooms and two full baths upstairs.2nd master suite is upstairs. 2nd full bath on main floor. Basement includes family room with exterior access. Bedroom (currently used as exercise room) full bath, Storage/workshop area. Patio.

Click Here for more details

Current List Price: $349,500

Call or e-mail for an appointment TODAY!
Melinda @ (706) 540-0606 


 

 

1330 Brighton Lane Townhome
1330 Brighton Lane
REDUCED AGAIN! $135,000
 Beautiful townhome in great location!MLS#  906830
 

OCONEE- AFFORDABLE - ADORABLE BRICK TOWNHOME! REDUCED AGAIN!

This well maintained 2 yr. old townhome is less than a minute from Malcolm Bridge School. 2 BR / 2 full bath, open floor plan; Main floor w/ 1 BR and 1 full bath, upstairs with Master BR, walk-in closet, and an office/study area. Immaculate kitchen, nice counters, cupboards, and breakfast area; all appliances stay. Covered back deck w/ privacy fence offers woodsy view

Click Here for more details

Current List Price: $135,000

Call or e-mail for an appointment TODAY!
Melinda @ (706) 540-0606 


 

 

Price Reduced on 5 Points Condo! 1775 S. Milledge Ave, Athens, Georgia
1775 S. Milledge Ave., Unit #13
REDUCED! $74,900

MLS#  913557

Great condition – Walking distance to everything and on UGA & City Bus line.

2 bedrooms 1 and a half baths.

¨Appliances: Dishwasher, Disposal, Range, Refrigerator, Standard Oven, Washer, Dryer
¨ Flooring: Carpet, Vinyl
¨ Roof: 1 1/2 years Old
¨ Rooms: Breakfast Room, Kitchen, Laundry Closet, Living Room, Storage
¨
Ceiling Fans, Window Treatments
¨
Fireplace
¨ Private Patio



 

Click Here for more details

Current List Price: $74,900

Call or e-mail for an appointment TODAY!
Melinda @ (706) 540-0606 


 

 


1644 Amalie
REDUCED! $122,500
 
Athens Home for sale Barrow County
MLS#  912365

For larger picture and more details
Click here

HOMEOWNERSHIP STARTS HERE!
3 bedrooms 2 full baths. Nicely maintained. Split bedroom plan.

¨ Year Built- 2005
¨
Approx. 1295 sq. ft. 
¨
Approx. 1.12 acres
¨ Foundation: Slab
¨ Appliances: Dishwasher, Refrigerator,
   Standard Oven
¨ Breakfast Room, Laundry Closet, Storage
¨ Ceiling Fans
¨
Fireplace
¨
Covered Front Porch
¨
Back Patio
¨ City Water / Septic Tank
¨ Heat Pump / Central Air
¨ Attached Two-Car Garage
¨ High Speed Internet Available

Current List Price: $122,500

Call or e-mail for an appointment TODAY!
Melinda @ (706) 540-0606 



 

 

HardiPlank Sided HOme For Sale, Athens, Clarke County
928 Daisy Lane
$179,900
Great Homes for sale in Athens
 MLS#  907634

 

For larger picture and more details
Click here

IT DOESN’T GET ANY BETTER THAN THIS!
4 yr. old HardiPlank
® sided ranch in Cedar Shoals School district. Very well maintained 3 BR / 2 full baths home with open floor plan and lots of windows for great natural lighting. Beautiful kitchen with plenty of cabinets and counter space, food pantry, breakfast bar, stainless steel appliances and nice breakfast nook. Separate dining room. Large bedrooms with great closet space. Spacious master bath with double sinks, garden tub and separate shower. Large private fenced backyard. Attached 2 car garage and attic storage available.

Current List Price: $179,900

Call or e-mail for an appointment TODAY!
Melinda @ (706) 540-0606 

 

Nice Fixer Upper in Athens Georgia close to UGA University
911 Henderson Ext.
$59,900
REDUCED!

 Great Little Fixer Upper in Athens Georgia
MLS# 
900331

For larger picture and more details
Click here

 

WANTED: CREATIVE BUYER! An older home in need of some remodeling. 2 bedrooms / 1 bath ranch located in Athens’ Five Points University area. Nice “fixer-upper” with good potential. Hardwood floors in living room, bedrooms, kitchen and bath.  Central electric heating and air, hot water heater and tin roof, all just three years old.  Screened in front porch with double screen doors and covered side entrance. Half acre lot with fencing and front gate. Convenient location on Athens’ west side. Close to shopping centers, schools, hospitals, and public transportation.  Cable and high speed internet available.

Current List Price: $59,900

Call or e-mail for an appointment TODAY!
Melinda @ (706) 540-0606 

 

 

 

   Condo's -Townhouses
Duplexes

All brick condo in Athens, Georgia. For Sale
600 Mitchell Bridge Road Unit #5
$113,900

MLS#  917400

All Brick Condo - Quiet Location!

2 bedrooms 2 and a half baths.

¨Appliances: Disposal, Flat Top Range, Standard Oven, Refrigerator, Microwave
¨ Flooring: Carpet, Tile, Wood

Convenient to shopping and restaurants.

Extras: Attic storage, cable and high speed available. Underground utilities

Click Here for more details

Current List Price: $113,900

Call or e-mail for an appointment TODAY!
Melinda @ (706) 540-0606 


 

 

Price Reduced on 5 Points Condo! 1775 S. Milledge Ave Athens, Georgia
1775 S. Milledge Ave., Unit #13
REDUCED! $74,900

MLS#  913557

Great condition – Walking distance to everything and on UGA & City Bus line.

2 bedrooms 1 and a half baths.

¨Appliances: Dishwasher, Disposal, Range, Refrigerator, Standard Oven, Washer, Dryer
¨ Flooring: Carpet, Vinyl
¨ Roof: 1 1/2 years Old
¨ Rooms: Breakfast Room, Kitchen, Laundry Closet, Living Room, Storage
¨
Ceiling Fans, Window Treatments
¨
Fireplace
¨ Private Patio



 

Click Here for more details

Current List Price: $74,900

Call or e-mail for an appointment TODAY!
Melinda @ (706) 540-0606 


 

 

1330 Brighton Lane Townhome
1330 Brighton Lane
REDUCED AGAIN ! $135,000
 Beautiful townhome in great location!MLS#  906830
 

OCONEE- AFFORDABLE BRICK TOWNHOME! REDUCED!

This well maintained 2 yr. old townhome is less than a minute from Malcolm Bridge School. 2 BR / 2 full bath, open floor plan; Main floor w/ 1 BR and 1 full bath, upstairs with Master BR, walk-in closet, and an office/study area. Immaculate kitchen, nice counters, cupboards, and breakfast area; all appliances stay. Covered back deck w/ privacy fence offers woodsy view

Click Here for more details

Current List Price: $135,000

Call or e-mail for an appointment TODAY!
Melinda @ (706) 540-0606 


 

 


120 122 Crows Nest Court
$98,900

MLS# 914933
 

East side Athens~  Brick  Duplex

All brick duplex currently leased. 2 Bedrooms, One Bath (each side). Call agent to set up appointment.

Call for more details

Current List Price: $95,000

Call or e-mail for an appointment TODAY!
Melinda @ (706) 540-0606 


 

 

 

Recently Sold!

Great first time home owners deal - Athens, Ga
215 Providence
$136,900
 
MLS#  913578

Charming house that has been very loved.

Living room has fire place and sliding doors that lead out to deck. Woodsy private lot. Eat in kitchen, Split bedroom plan. Huge den with second fireplace, vaulted ceilings, sliding glass door and laundry closet. One owner. Roof is 3 years old. Septic Pumped last summer.
 

Click Here for more details

Current List Price: $136,900

Call or e-mail for an appointment TODAY!
Melinda @ (706) 540-0606 



 

 

For current information on available Condo's, Town homes, and Duplexes Please contact Melinda@homesinathens.com
or call
706-540-0606

Contact:
 Melinda McCausland -Associate Broker, Realtor
®, CRS, ABR

Postal Address:

Melinda McCausland
Benny Payne Realty, Inc.

598 South Milledge Avenue - Suite 1
Athens, Georgia 30605

Telephone:
(cell) 706-540-0606
 

Facsimile:
(Fax) 706-549-9095

E-mail:
melinda@homesinathens.com

 Navica Residential Listings Search, Athens, Ga.
NAVICA MLS- Search for all Athens area property listings and surrounding counties
Internet Listing Service
for Real Estate
 

 

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To Figure Mortage Payments
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homes sold in Athens Georgia

208 Winery Way - $109,900

homes sold in Athens Georgia

161 Rivercliff Drive - $164,900

homes sold in Athens Georgia

1800 Timothy Road - $110,000

homes sold in Athens Georgia

174 Merlin Drive- $94,900

homes sold in Athens Georgia

295 Cambridge Drive -  $159,900

homes sold in Athens Georgia

1170 Windy Creek Drive - $209,900

homes sold in Athens Georgia

195 Cherokee Ridge - $124,900

homes sold in Athens Georgia

171 Rivercliff Drive - $215,500

homes sold in Athens Georgia

1905 S. Milledge Avenue - Unit#20 - $89,900

homes sold in Athens Georgia

340 Hollow Ridge Drive - $79,900

homes sold in Athens Georgia

125 Sterling Drive - $126,900

 

 

Athens Georgia Real Estate -
Contact Melinda McCausland, Associate Broker- Realtor®, CRS, ABR

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Melinda McCausland, Athens Georgia Realtor

 

Melinda McCausland is an Associate Broker and  licensed Realtor®, CRS, ABR
In the state of Georgia for
Benny Payne Realty, Inc
(706) 543-2511 or (800) 221-5916

 

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