Foreclosures,
Reduced and Remodeled Homes, Short Sales,
Student Housing, Condos and Townhomes
in Athens Clarke County,
and Oconee County Georgia
. www.homesinathens.com
Calculate your home payments with
this convenient mortgage calculator.
Current interest rates shown below.
Basic Finance Terms
Alternative Financing
- Mortgage loans other than conforming loans that may use adjustable
interest rates, buy downs, & graduated payment terms.
Closing
Costs - costs paid in addition to the down payment of buying
your home (attorney's
fees, appraisal fee, & document preparation, for instance). Points
are a part of closing costs.
Market
Rate - An estimate of the average being charged by lenders for
conventional, fixed-rate loans when purchasing or selling your home
or property.
Points
- Usually paid by the buyer, a point is 1% of the loan balance and
is charged by the lender to issue the loan. Points can be a
negotiable item between buyer & seller or buyer & lender.
Private
Mortgage Insurance (PMI) - On conventional financing, including
adjustable rate financing, lenders require that the borrower
purchase PMI against default on loans with down payments of 20% or
less.
GreatSchools.net The
Premier online guide to K-12 schools for Athens Clarke County,
Oglethorpe County and surrounding areas.
To see a complete list of area
County schools Click Here.
Alternative Financing
- Mortgage loans other than conforming loans that may use adjustable
interest rates, buy downs, & graduated payment terms.
Closing
Costs - costs paid in addition to the down payment (attorney's
fees, appraisal fee, & document preparation, for instance). Points
are a part of closing costs.
Market
Rate - An estimate of the average being charged by lenders for
conventional, fixed-rate loans.
Points
- Usually paid by the buyer, a point is 1% of the loan balance and
is charged by the lender to issue the loan. Points can be a
negotiable item between buyer & seller or buyer & lender.
Private
Mortgage Insurance (PMI) - On conventional financing, including
adjustable rate financing, lenders require that the borrower
purchase PMI against default on loans with down payments of 20% or
less.
Calculate your home payments with this
convenient mortgage calculator.
Current interest rates shown below. Buying or selling a house or
property in or around Clarke County Athens ? Let
Melinda McCausland help you with your real estate needs.
Haven't found the home of your dreams?
Visit Melinda's home page at
NAVICA.com and search the MLS public data bases easy home
locator. Together, Melinda will help you find the perfect home in
Athens, Clarke County, Oglethorpe County, Jackson County or other near
by surrounding areas.
Your New Home is just around the
corner!
Weather your a first time home buyer, student,
professional business person, or searching for the perfect family
home, condo, or townhouse, let Melinda show you the great opportunities
Athens Georgia offers in Real Estate. Melinda McCausland is a
professional, fully licensed Realtor, and Associate Broker with Century 21, Benny Payne
Realty. Contact Melinda and she will help
you get started today! Call 706-540-0606
Melinda
McCausland is a licensed Realtor®, CRS, ABR and Associate Broker
In the state of Georgia for
CENTURY 21 Benny Payne Realty, Inc (706)
543-2511 or (800) 221-5916
cell: (706) 540-0606
Basic Finance Terms
Alternative Financing
- Mortgage loans other than conforming loans that may use adjustable
interest rates, buy downs, & graduated payment terms.
Closing
Costs - costs paid in addition to the down payment (attorney's
fees, appraisal fee, & document preparation, for instance). Points
are a part of closing costs.
Market
Rate - An estimate of the average being charged by lenders for
conventional, fixed-rate loans.
Points
- Usually paid by the buyer, a point is 1% of the loan balance and
is charged by the lender to issue the loan. Points can be a
negotiable item between buyer & seller or buyer & lender.
Private
Mortgage Insurance (PMI) - On conventional financing, including
adjustable rate financing, lenders require that the borrower
purchase PMI against default on loans with down payments of 20% or
less.
GreatSchools.net The
Premier online guide to K-12 schools for Athens Clarke County,
Oglethorpe County and surrounding areas.
To see a complete list of area
County schools Click Here.
Home Listings
/ Condo's Residential Properties For Sale /
Foreclosures/ Shot Sales/
Condominiums / Townhouses / Student Housing
Buying, Selling and Living in Athens Georgia
SHORT SALE! Great Family Home in
Great Condition!
Very cute, Two-story. 3 bedrooms 2 full baths. Master on main, 2 BR,
bath and bonus room up. Nice lot with large back deck. Just 20
minutes from Athens!
NEW LISTING! Great Location, Close to
Everything!
Very cute, brick ranch. 3 bedrooms 1 bath. Hardwood floors
throughout. Well established neighborhood. Nice woodsy lot with lots
of shade. Convenient to downtown, schools, and shopping areas. Ready
to move in.
A Great Home in A
Great Neighborhood! - Reduced!
4 bedrooms 2 1/2 baths. Priced with some repairs in mind, needs some
TLC. Woodsy setting in established Rivercliff Estates. Neighborhood
has 2 stocked lakes and tennis court. Great location is close to everything!
A Great Foundation
For Homeowner's Starts Here!
3 bedrooms 2 full baths. Very well cared for brick ranch with large
bedrooms. Great location is close to everything!
Looking For Lots
of Space! 6 BR / 4Full Baths. The main
level has the master bedroom with sitting area. Walk in closets,
garden tub, double sinks, separate shower.2nd and third bedrooms and
full bath, Open living area with beautiful hardwood floors, separate
dinning room, kitchen with tile floors, granite countertops, double
oven and door to outside deck. Lower level has two bedrooms, full
bath, den and entrance to second level deck. Basement level has one
bedroom, one full bath, multimedia room with tile floors, art/office
room. storage room.
Call
or e-mail
for an appointment TODAY! Melinda
@
(706)
540-0606
1230 Arborwood Ridge
$349,500 REDUCED AGAIN! in Oconee! MLS#
915383
Gorgeous Home in
Oconee County! 5 BR / 5 Full Baths. This is a beautiful home with a
gorgeous view of 11 wooded acres. Many nice features including
Custom kitchen cabinets, hardwood floors, Tile floors in Kitchen
and breakfast area. Tiled floors in all 5 baths. Open spacious
kitchen to living area. Masonry fireplace, Master on main floor with
tons of closet space and large master bath with double sinks and
separate shower and tub. Office, 4 bedrooms and two full baths
upstairs.2nd master suite is upstairs. 2nd full bath on main floor.
Basement includes family room with exterior access. Bedroom (currently
used as exercise room) full bath, Storage/workshop area. Patio.
This well
maintained 2 yr. old townhome is less than a minute from Malcolm
Bridge School. 2 BR / 2 full bath, open floor plan; Main floor w/ 1
BR and 1 full bath, upstairs with Master BR, walk-in closet, and an
office/study area. Immaculate kitchen, nice counters, cupboards, and
breakfast area; all appliances stay. Covered back deck w/ privacy
fence offers woodsy view
Great condition – Walking distance to everything and on UGA & City
Bus line. 2
bedrooms 1 and a half baths. ¨Appliances:
Dishwasher, Disposal, Range, Refrigerator, Standard Oven, Washer,
Dryer ¨Flooring: Carpet, Vinyl ¨Roof: 1 1/2 years Old ¨Rooms: Breakfast Room, Kitchen, Laundry Closet, Living Room,
Storage
¨
Ceiling Fans, Window Treatments
¨
Fireplace ¨
Private Patio
¨
Year Built- 2005
¨
Approx. 1295 sq. ft.
¨
Approx. 1.12 acres ¨
Foundation: Slab ¨
Appliances: Dishwasher, Refrigerator,
Standard Oven ¨
Breakfast Room, Laundry Closet, Storage ¨
Ceiling Fans
¨
Fireplace
¨
Covered Front Porch
¨
Back Patio ¨City
Water / Septic Tank ¨
Heat Pump / Central Air ¨
Attached Two-Car Garage ¨
High Speed Internet Available
Current List Price: $122,500
Call
or e-mail
for an appointment TODAY! Melinda
@
(706)
540-0606
928 Daisy Lane $179,900 Great Homes for sale in Athens MLS# 907634
IT DOESN’T GET ANY BETTER THAN THIS!
4 yr. old HardiPlank®
sided ranch in Cedar Shoals School district. Very well maintained 3
BR / 2 full baths home with open floor plan and lots of windows for
great natural lighting. Beautiful kitchen with plenty of cabinets
and counter space, food pantry, breakfast bar, stainless steel
appliances and nice breakfast nook. Separate dining room. Large
bedrooms with great closet space. Spacious master bath with double
sinks, garden tub and separate shower. Large private fenced
backyard. Attached 2 car garage and attic storage available.
Current List Price: $179,900
Call
or e-mail
for an appointment TODAY! Melinda
@
(706)
540-0606
911 Henderson Ext.
$59,900
REDUCED!
Great Little Fixer Upper in
Athens Georgia MLS# 900331
WANTED: CREATIVE
BUYER!An older
home in need of some remodeling. 2 bedrooms / 1 bath ranch located
in Athens’ Five Points University area. Nice “fixer-upper” with good
potential. Hardwood floors in living room, bedrooms, kitchen and
bath. Central electric heating and air, hot water heater and tin
roof, all just three years old. Screened in front porch with
double screen doors and covered side entrance. Half acre lot with
fencing and front gate. Convenient location on Athens’ west side.
Close to shopping centers, schools, hospitals, and public
transportation. Cable and high speed internet available.
Current List Price: $59,900
Call
or e-mail
for an appointment TODAY! Melinda
@
(706)
540-0606
Condo's -Townhouses
Duplexes
600 Mitchell Bridge Road Unit #5
$113,900 MLS#
917400
All Brick Condo - Quiet
Location! 2
bedrooms 2 and a half baths. ¨Appliances: Disposal,
Flat Top Range, Standard Oven, Refrigerator, Microwave ¨Flooring: Carpet, Tile, Wood
Convenient to shopping and restaurants.
Extras:
Attic storage, cable and high speed available. Underground utilities
Call
or e-mail
for an appointment TODAY! Melinda
@
(706)
540-0606
1775 S. Milledge Ave., Unit #13
REDUCED!
$74,900 MLS#
913557
Great condition – Walking distance to everything and on UGA & City
Bus line. 2
bedrooms 1 and a half baths. ¨Appliances:
Dishwasher, Disposal, Range, Refrigerator, Standard Oven, Washer,
Dryer ¨Flooring: Carpet, Vinyl ¨Roof: 1 1/2 years Old ¨Rooms: Breakfast Room, Kitchen, Laundry Closet, Living Room,
Storage
¨
Ceiling Fans, Window Treatments
¨
Fireplace ¨
Private Patio
Call
or e-mail
for an appointment TODAY! Melinda
@
(706)
540-0606
1330 Brighton Lane
REDUCED AGAIN !
$135,000 Beautiful townhome in great
location!MLS# 906830
OCONEE- AFFORDABLE
BRICK TOWNHOME! REDUCED!
This well
maintained 2 yr. old townhome is less than a minute from Malcolm
Bridge School. 2 BR / 2 full bath, open floor plan; Main floor w/ 1
BR and 1 full bath, upstairs with Master BR, walk-in closet, and an
office/study area. Immaculate kitchen, nice counters, cupboards, and
breakfast area; all appliances stay. Covered back deck w/ privacy
fence offers woodsy view
Living room has fire place and
sliding doors that lead out to deck. Woodsy private lot. Eat in
kitchen, Split bedroom plan. Huge den with second fireplace, vaulted
ceilings, sliding glass door and laundry closet. One owner. Roof is
3 years old. Septic Pumped last summer.
Melinda
McCausland is an Associate Broker and licensed Realtor®, CRS, ABR
In the state of Georgia for
Benny Payne Realty, Inc (706)
543-2511 or (800) 221-5916
The information provided on
this web site is deemed to be reliable but not guaranteed and is provided 'as
is' without warranty of any kind either express or implied.
