Foreclosures,
Reduced and Remodeled Homes, Short Sales,
Student Housing, Condos and Townhomes
in Athens Clarke County,
and Oconee County Georgia
. www.homesinathens.com
Calculate your home payments with
this convenient mortgage calculator.
Current interest rates shown below.
Basic Finance Terms
Alternative Financing
- Mortgage loans other than conforming loans that may use adjustable
interest rates, buy downs, & graduated payment terms.
Closing
Costs - costs paid in addition to the down payment of buying
your home (attorney's
fees, appraisal fee, & document preparation, for instance). Points
are a part of closing costs.
Market
Rate - An estimate of the average being charged by lenders for
conventional, fixed-rate loans when purchasing or selling your home
or property.
Points
- Usually paid by the buyer, a point is 1% of the loan balance and
is charged by the lender to issue the loan. Points can be a
negotiable item between buyer & seller or buyer & lender.
Private
Mortgage Insurance (PMI) - On conventional financing, including
adjustable rate financing, lenders require that the borrower
purchase PMI against default on loans with down payments of 20% or
less.
GreatSchools.net The
Premier online guide to K-12 schools for Athens Clarke County,
Oglethorpe County and surrounding areas.
To see a complete list of area
County schools Click Here.
Alternative Financing
- Mortgage loans other than conforming loans that may use adjustable
interest rates, buy downs, & graduated payment terms.
Closing
Costs - costs paid in addition to the down payment (attorney's
fees, appraisal fee, & document preparation, for instance). Points
are a part of closing costs.
Market
Rate - An estimate of the average being charged by lenders for
conventional, fixed-rate loans.
Points
- Usually paid by the buyer, a point is 1% of the loan balance and
is charged by the lender to issue the loan. Points can be a
negotiable item between buyer & seller or buyer & lender.
Private
Mortgage Insurance (PMI) - On conventional financing, including
adjustable rate financing, lenders require that the borrower
purchase PMI against default on loans with down payments of 20% or
less.
Calculate your home payments with this
convenient mortgage calculator.
Current interest rates shown below. Buying or selling a house or
property in or around Clarke County Athens ? Let
Melinda McCausland help you with your real estate needs.
Haven't found the home of your dreams?
Visit Melinda's home page at
NAVICA.com and search the MLS public data bases easy home
locator. Together, Melinda will help you find the perfect home in
Athens, Clarke County, Oglethorpe County, Jackson County or other near
by surrounding areas.
Your New Home is just around the
corner!
Weather your a first time home buyer, student,
professional business person, or searching for the perfect family
home, condo, or townhouse, let Melinda show you the great opportunities
Athens Georgia offers in Real Estate. Melinda McCausland is a
professional, fully licensed Realtor, and Associate Broker with Century 21, Benny Payne
Realty. Contact Melinda and she will help
you get started today! Call 706-540-0606
Melinda
McCausland is a licensed Realtor®, CRS, ABR and Associate Broker
In the state of Georgia for
Benny Payne Realty, Inc (706)
543-2511 or (800) 221-5916
cell: (706) 540-0606
Basic Finance Terms
Alternative Financing
- Mortgage loans other than conforming loans that may use adjustable
interest rates, buy downs, & graduated payment terms.
Closing
Costs - costs paid in addition to the down payment (attorney's
fees, appraisal fee, & document preparation, for instance). Points
are a part of closing costs.
Market
Rate - An estimate of the average being charged by lenders for
conventional, fixed-rate loans.
Points
- Usually paid by the buyer, a point is 1% of the loan balance and
is charged by the lender to issue the loan. Points can be a
negotiable item between buyer & seller or buyer & lender.
Private
Mortgage Insurance (PMI) - On conventional financing, including
adjustable rate financing, lenders require that the borrower
purchase PMI against default on loans with down payments of 20% or
less.
GreatSchools.net The
Premier online guide to K-12 schools for Athens Clarke County,
Oglethorpe County and surrounding areas.
To see a complete list of area
County schools Click Here.
Home Listings
/ Condo's Residential Properties For Sale /
Foreclosures/ Shot Sales/
Condominiums / Townhouses / Student Housing
Buying, Selling and Living in Athens Georgia
Oconee County!
Beautiful & Spacious with Basement 5
bedrooms, 4.5 baths home with wide Charleston
styled front staircase and expansive covered front porch.
¨
Year Built: 2002
¨
Approx. 3781 sq. ft
¨
Approx. 1.2 Acres / Fenced Area
¨
Trey Ceilings
¨
Hardwood, Tile, Carpet
¨
Master Suite on 1st, Tiled shower, Garden- whirlpool tub
¨
Crown Molding throughout main
¨
Den w/ gas fireplace
¨
Lower level w/ guest bedroom, full bath
¨
Custom Storage Building
Current List Price:
$330,000
Call
or e-mail
for an appointment TODAY! Melinda
@
(706)
540-0606
JUST REDUCED!
Close to Everything!
This home has great potential; its location is ideal for an
investment property or for a 1st time home buyer!
3BR/1BA.
¨
Year Built: 1965
¨
Spacious back yard / Fenced Area
¨
Trey Ceilings
¨
Hardwood floors
¨
Tile floors in kitchen
¨
Remodeled bathroom
¨
Patio
¨
Carport
Current List Price:
$108,900
Call
or e-mail
for an appointment TODAY! Melinda
@
(706)
540-0606
SHORT SALE
- East
Athens
Nice Brick Ranch with Basement 3
bedrooms, 3 full baths brick ranch This house has allot to offer but
needs some updating and some TLC.
¨
Year Built: 1965
¨
Approx. 2260 sq. ft
¨
Approx. 1.8 Acres / Garden Area
¨
Dishwasher, Range, Refrigerator
¨
Cable, High Speed Available
¨Some
Hardwood Flooring
¨
Heat Pump
¨
Central Electric Air
¨
Patio / Sunroom
¨
Carport ¨Horses
Permitted
Current List Price:
$114,900
Call
or e-mail
for an appointment TODAY! Melinda
@
(706)
540-0606
NEW LISTING! HORSES
ALLOWED! 4
bedrooms, 2 full baths brick ranch on 5+ acres - Has the convenience
of Clarke County and horses are allowed.
Approx. 3,000 square feet living space.
¨
Year Built: 1957
¨
Crawl Space
¨
Dishwasher, Range Washer/Dryer,
¨
Cable Available
¨
Security System
¨
Pool with Deck
¨
Attic Storage
¨
Barn, Storage Building
¨
Attached Carport
Current List Price:
$289,900
Call
or e-mail
for an appointment TODAY! Melinda
@
(706)
540-0606
Light & Bright With
Lots of Space! 3
bedrooms, 2 full baths ranch home in great Westside neighborhood.
Convenient to public transportation, shopping, schools, recreation
and parks. Easy access to Loop.10 and Hwy 316.
¨Year Built - 1977 ¨
Approx. 1793 sq. ft.
¨
Approx. acres. – 0-.5 (Private fenced yard) ¨Construction: Siding – Covered porch ¨Flooring: Tile floors in baths, and
Hardwood floors throughout
Current List Price:
$116,900
Call
or e-mail
for an appointment TODAY! Melinda
@
(706)
540-0606
Another Price Drop!
- Winterville 3
large bedrooms, (master suite on first), 2 full and 2 half baths,
plus a bonus room with a half bath up stairs. Over 3300 square feet
remodeled in the past year. Tile floors, granite countertops,
upgraded appliances, new hot water heater, and new paint in most
rooms, screened porch, fenced yard, gas grill, and laundry room.
Kitchen and breakfast room have tile floors. Hardwood foyer and
hardwoods in separate dining room. Small office with built in
shelving.
Current List Price:
$146,500
Call
or e-mail
for an appointment TODAY! Melinda
@
(706)
540-0606
NEW LISTING! Homewood
Hills 3
bedrooms, 2 full baths brick ranch located "close-in" Spectacular
home, corner lot, well maintained, hardwood flooring, patio, and out
building.
¨
Year Built: 1959
¨
Approx. 2002 sq. ft
¨
Dishwasher, Range Washer/Dryer, Refrigerator
¨
Cable Available
¨
Natural Gas
¨
Central Electric Air
¨
Outbuilding / Storage
¨
Carport
Current List Price:
$158,900
Call
or e-mail
for an appointment TODAY! Melinda
@
(706)
540-0606
ABSOLUTE CHARMER!
in desirable Athens General Hospital area!
This
House Features: 4 bedrooms
and 3 full baths in very desirable Westside location, less than a
mile from downtown. 2 spacious BR’s and 1 full bath down , other
two BR’s including Master suite, and 2 full baths up. Custom
built-ins designed and built by Jeff Squier in 2009 and 2010, and
extensive interior remodeling by John Newland in 2005.
Private Setting, Immaculate Condition. 3
bedrooms and 2 full baths in this very well cared for home. Master
has 2 walk-in closets, separate shower and garden tub. Large
finished bonus room in basement. Tree house like back porch
overlooks a conservation easement. Drought tolerant landscaping,
gazebo, and a fenced in garden.
JUST REDUCED! Current List Price:
$149,900
Call
or e-mail
for an appointment TODAY! Melinda
@
(706)
540-0606
NEW LISTING -
Beautiful Free Standing Condo! This is one of the few Free
Standing Units at Drayton Square. All one level. Freshly painted
interior. Separate dinning room with bay windows and plantation
shutters. Large living room with fireplace. Sunroom with built in
shelving and plantation shutters. Hall bath had been redone with
tiled shower with handicap access. Very large Bedrooms. Back patio
with brick enclosure for privacy. 2 car carport
Current List Price:
$164,900
Call
or e-mail
for an appointment TODAY! Melinda
@
(706)
540-0606
PRICE DROP!
Great House, Great Space!
Beautiful all brick ranch, open floor plan with many updates,
and renovations. 3 large bedrooms 2 full baths. New hardwood flooring
in dining room, and foyer. Great westside neighborhood with two
stocked ponds. Convenient to downtown, schools, and shopping areas. Ready
to move in.
Current List Price:
$122,500
Call
or e-mail
for an appointment TODAY! Melinda
@
(706)
540-0606
Sold Before
Published! A gem of a home in pristine condition.
Hardwood floors, fireplace, sunroom, screened in porch. Fenced back
yard.3 bedrooms 2 full baths. Very well cared for. Great
neighborhood, 2 stocked ponds, woodsy setting and is close to everything!
Current List Price:
$154,000
Call
or e-mail
for an appointment TODAY! Melinda
@
(706)
540-0606
NEW LISTING! Gorgeous Contemporary
Cypress Home!
You will love this artist inspired and designed home on 19 private
acres of hardwoods and a creek. 3 bedrooms, 2 full baths. 22 ft.
ceilings w/ exposed hemlock beams, & 100 yr. old recycled pine and
hemlock flooring.
Open floor plan.
Melinda
McCausland is an Associate Broker and licensed Realtor®, CRS, ABR
In the state of Georgia for
Benny Payne Realty, Inc (706)
543-2511 or (800) 221-5916
The information provided on
this web site is deemed to be reliable but not guaranteed and is provided 'as
is' without warranty of any kind either express or implied.
