Calculate your home payments with
this convenient mortgage calculator.
Current interest rates shown below.
Basic Finance Terms
Alternative Financing
- Mortgage loans other than conforming loans that may use adjustable
interest rates, buy downs, & graduated payment terms.
Closing
Costs - costs paid in addition to the down payment of buying
your home (attorney's
fees, appraisal fee, & document preparation, for instance). Points
are a part of closing costs.
Market
Rate - An estimate of the average being charged by lenders for
conventional, fixed-rate loans when purchasing or selling your home
or property.
Points
- Usually paid by the buyer, a point is 1% of the loan balance and
is charged by the lender to issue the loan. Points can be a
negotiable item between buyer & seller or buyer & lender.
Private
Mortgage Insurance (PMI) - On conventional financing, including
adjustable rate financing, lenders require that the borrower
purchase PMI against default on loans with down payments of 20% or
less.
To better help you in the preparation of
buying or selling your home or property in Athens, Georgia.
These rate feeds are updated daily.
Tickers include the following: 30 Year Treasury Bond, Federal Reserve
Prime Rate, 30 Year Fixed Rate Mortgage, 15 Year Fixed Rate Mortgage and
the 1 Year Adjustable Rate Mortgages. These rates are based on national
averages.
GreatSchools.net The
Premier online guide to K-12 schools for Athens Clarke County,
Oglethorpe County and surrounding areas.
To see a complete list of area
County schools Click Here.
Alternative Financing
- Mortgage loans other than conforming loans that may use adjustable
interest rates, buy downs, & graduated payment terms.
Closing
Costs - costs paid in addition to the down payment (attorney's
fees, appraisal fee, & document preparation, for instance). Points
are a part of closing costs.
Market
Rate - An estimate of the average being charged by lenders for
conventional, fixed-rate loans.
Points
- Usually paid by the buyer, a point is 1% of the loan balance and
is charged by the lender to issue the loan. Points can be a
negotiable item between buyer & seller or buyer & lender.
Private
Mortgage Insurance (PMI) - On conventional financing, including
adjustable rate financing, lenders require that the borrower
purchase PMI against default on loans with down payments of 20% or
less.
Calculate your home payments with this
convenient mortgage calculator.
Current interest rates shown below. Buying or selling a house or
property in or around Clarke County Athens ? Let
Melinda McCausland help you with your real estate needs.
These rate feeds are updated daily.
Tickers include the following: 30 Year Treasury Bond, Federal Reserve
Prime Rate, 30 Year Fixed Rate Mortgage, 15 Year Fixed Rate Mortgage and
the 1 Year Adjustable Rate Mortgages. These rates are based on national
averages.
Haven't found the home of your dreams?
Visit Melinda's home page at
NAVICA.com and search the MLS public data bases easy home
locator. Together, Melinda will help you find the perfect home in
Athens, Clarke County, Oglethorpe County, Jackson County or other near
by surrounding areas.
Your New Home is just around the
corner!
Weather your a first time home buyer, student,
professional business person, or searching for the perfect family
home, condo, or townhouse, let Melinda show you the great opportunities
Athens Georgia offers in Real Estate. Melinda McCausland is a
professional, fully licensed Realtor, and Associate Broker with Century 21, Benny Payne
Realty. Contact Melinda and she will help
you get started today! Call 706-540-0606
Melinda
McCausland is a licensed Realtor®, CRS, ABR and Associate Broker
In the state of Georgia for
CENTURY 21 Benny Payne Realty, Inc (706)
543-2511 or (800) 221-5916
cell: (706) 540-0606
Basic Finance Terms
Alternative Financing
- Mortgage loans other than conforming loans that may use adjustable
interest rates, buy downs, & graduated payment terms.
Closing
Costs - costs paid in addition to the down payment (attorney's
fees, appraisal fee, & document preparation, for instance). Points
are a part of closing costs.
Market
Rate - An estimate of the average being charged by lenders for
conventional, fixed-rate loans.
Points
- Usually paid by the buyer, a point is 1% of the loan balance and
is charged by the lender to issue the loan. Points can be a
negotiable item between buyer & seller or buyer & lender.
Private
Mortgage Insurance (PMI) - On conventional financing, including
adjustable rate financing, lenders require that the borrower
purchase PMI against default on loans with down payments of 20% or
less.
GreatSchools.net The
Premier online guide to K-12 schools for Athens Clarke County,
Oglethorpe County and surrounding areas.
To see a complete list of area
County schools Click Here.
Calculate your home payments with this
convenient mortgage calculator.
Current interest rates shown below.
These rate feeds are updated daily.
Tickers include the following: 30 Year Treasury Bond, Federal Reserve
Prime Rate, 30 Year Fixed Rate Mortgage, 15 Year Fixed Rate Mortgage and
the 1 Year Adjustable Rate Mortgages. These rates are based on national
averages.
Home Listings Residential Properties /
Condominiums / Townhouses / Bed & Breakfast
Buying, Selling and Living in Athens Georgia
193 Westchester Circle
$89,900 ILS #900336
WELL CARED FOR
CONDO - IN MOVE-IN CONDITION!!Hard to
find 4 bedroom 3 full bath. Traditional two story condo in great
condition. Roomy kitchen, neat as a pin with ample counter space and
nice cupboards. All appliances stay. Additional bedroom on main
floor. Bay window in living room with nice natural lighting.
Comfortable living space with plenty of room. High speed internet
and cable available. Association fee includes common area
maintenance and community pool.
Get More Details
Current List Price: $89,900
Call
or e-mail
for an appointment TODAY! Melinda
@
(706)
540-0606
BESIDES STYLE,
AND CHARM, This cape styled
home has 4 bedrooms, 2.5 baths, and youth! Only 8 years old and well
maintained with New high quality Frieze shag carpet
for the entire second floor; New Hardi Plank®
siding with Mira Tec window trim and two coats of exterior paint. New insulated carriage garage doors with steel fixtures
and glass windows. Beautiful great room with fireplace and vaulted
ceilings. Master suite on main has private bath w/ shower and
separate jetted tub, double sink, and walk-in closet. Tile floors
in all baths. 4th bedroom would make a great office! Nice
screened-in porch overlooks a woodsy setting and enclosed privacy
fenced back yard.
Current List Price: $215,500
Call
or e-mail
for an appointment TODAY! Melinda
@
(706)
540-0606
Impressive CONDO ON UGA BUS LINE!Spacious,
updated and well-maintained property in quiet Five Points area. This
2 bedroom / 2.5 baths condo is only a short distance from UGA’s
campus and Sanford Stadium. Large kitchen with plenty of cabinet
space, refrigerator, cook top stove, standard oven with vent hood &
built-in dishwasher. Carpet, vinyl, appliances, painted cabinets and
countertops all updated 4 years ago.
Current List Price: $89,900
Call
or e-mail
for an appointment TODAY! Melinda
@
(706)
540-0606
111 North Stratford
$162,900 ILS # 646883
CONDOMINIUM
EXTRAORDINAIRE!
THE PERFECT PACKAGE….With all the extras included! Looking for
convenience, privacy, security, and recreational facilities at your
door? Then this gorgeous two-story brick traditional end unit is
just right for you! With 3 bedrooms and 2.5 baths this townhouse has
all the room you will need. 9’ ceilings, updated interior paint
scheme, faux wall finishes and new stainless dishwasher compliment this picture
perfect abode...Much More!
A DIAMOND
IN THE ROUGH!A great
“fixer-upper” in very desirable Athens Regional area. Bring back the
sparkle in this 2 bedroom / 1 bath cottage. Nice hardwood floors in
living area and bedrooms; roomy eat-in kitchen. Over sized windows
with lots of natural lighting throughout. A covered front porch and
picket fencing add a touch of nostalgic charm. Prime location on
Athens’ west side is convenient to shopping centers, schools,
hospitals, parks & recreation and public transportation. Cable and
high speed internet available.
Current List Price: $102,900
Call
or e-mail
for an appointment TODAY! Melinda
@
(706)
540-0606
FOR THOSE WHO
WON’T ABIDE THE ORDINARY!A new
direction of living awaits youin this
fabulous
upgraded contemporary condominium. A spacious two-story studio loft
with lots of privacy and gorgeous view of the Oconee River. 2 BR / 1
BA. Master bedroom & full bath w/ whirlpool tub and Italian Tile on main. Main level with cement floors.
Upstairs loft with hardwood. Custom
eat-in kitchen has beautiful granite counter tops, stainless steel
appliances and striking custom cabinets. Amazing living space has
30’ ceilings with exposed ducts and drop down hanging industrial
type lighting. Large factory windows give great natural lighting.
$280 monthly Association fee includes all exterior maintenance,
parking, insurance, water, and termite control & trash pick-up.
Great location, lots of parking and convenient to downtown Athens.
Access to outside patio with river view! Cable available.
Current List Price: $239,900
Call
or e-mail
for an appointment TODAY! Melinda
@
(706)
540-0606
WANTED: CREATIVE
BUYER!An older
home in need of some remodeling. 2 bedrooms / 1 bath ranch located
in Athens’ Five Points University area. Nice “fixer-upper” with good
potential. Hardwood floors in living room, bedrooms, kitchen and
bath. Central electric heating and air, hot water heater and tin
roof, all just three years old. Screened in front porch with
double screen doors and covered side entrance. Half acre lot with
fencing and front gate. Convenient location on Athens’ west side.
Close to shopping centers, schools, hospitals, and public
transportation. Cable and high speed internet available.
Current List Price: $69,900
Call
or e-mail
for an appointment TODAY! Melinda
@
(706)
540-0606
BARE BONE
BARGAIN for 1st TIME HOME OWNER!Needs a
little paint and putter, would make a great starter home… perfect
for an “in-home business”. 3 bedrooms and 1 full bath ranch offers a
breakfast room, kitchen, living room, office area with a separate
entryway and storage. New septic system installed in 2006. Covered
front porch, back deck. Cable and high speed internet available.
Current List Price: $84,900
Call
or e-mail
for an appointment TODAY! Melinda
@
(706)
540-0606
FOR THOSE WHO
WON’T ABIDE THE ORDINARY!A new
direction of living awaits youin this
fabulous
upgraded contemporary condominium. A spacious two-story studio loft
with lots of privacy and gorgeous view of the Oconee River. 2 BR / 1
BA. Master bedroom & full bath w/ whirlpool tub and Italian Tile on main. Main level with cement floors.
Upstairs loft with hardwood. Custom
eat-in kitchen has beautiful granite counter tops, stainless steel
appliances and striking custom cabinets. Amazing living space has
30’ ceilings with exposed ducts and drop down hanging industrial
type lighting. Large factory windows give great natural lighting.
$280 monthly Association fee includes all exterior maintenance,
parking, insurance, water, and termite control & trash pick-up.
Great location, lots of parking and convenient to downtown Athens.
Access to outside patio with river view! Cable available.
Current List Price: $239,900
Call
or e-mail
for an appointment TODAY! Melinda
@
(706)
540-0606
Impressive CONDO ON UGA BUS LINE!Spacious,
updated and well-maintained property in quiet Five Points area. This
2 bedroom / 2.5 baths condo is only a short distance from UGA’s
campus and Sanford Stadium. Large kitchen with plenty of cabinet
space, refrigerator, cook top stove, standard oven with vent hood &
built-in dishwasher. Carpet, vinyl, appliances, painted cabinets and
countertops all updated 4 years ago.
Current List Price: $89,900
Call
or e-mail
for an appointment TODAY! Melinda
@
(706)
540-0606
111 North Stratford
$162,900 ILS # 646883
CONDOMINIUM
EXTRAORDINAIRE!
THE PERFECT PACKAGE….With all the extras included! Looking for
convenience, privacy, security, and recreational facilities at your
door? Then this gorgeous two-story brick traditional end unit is
just right for you! With 3 bedrooms and 2.5 baths this townhouse has
all the room you will need. 9’ ceilings, updated interior paint
scheme, faux wall finishes and new stainless dishwasher compliment this picture
perfect abode...Much More!
Call
or e-mail
for an appointment TODAY! Melinda
@
(706)
540-0606
193 Westchester Circle
$89,900 ILS #685893
WELL CARED FOR
CONDO - IN MOVE-IN CONDITION!!Hard to
find 4 bedroom 3 full bath. Traditional two story condo in great
condition. Roomy kitchen, neat as a pin with ample counter space and
nice cupboards. All appliances stay. Additional bedroom on main
floor. Bay window in living room with nice natural lighting.
Comfortable living space with plenty of room. High speed internet
and cable available. Association fee includes common area
maintenance and community pool.
Get More Details
Current List Price: $89,900
Call
or e-mail
for an appointment TODAY! Melinda
@
(706)
540-0606
For current information on available Condo's, Town
homes, and Duplexes Please contact
Melinda@homesinathens.com
or call 706-540-0606
Contact:
Melinda McCausland -Associate Broker, Realtor®, CRS, ABR
Postal Address: 598 South Milledge Avenue - Suite 1
Athens, Georgia 30605
Melinda
McCausland is an Associate Broker and licensed Realtor®, CRS, ABR
In the state of Georgia for
CENTURY 21 Benny Payne Realty, Inc (706)
543-2511 or (800) 221-5916
The information provided on
this web site is deemed to be reliable but not guaranteed and is provided 'as
is' without warranty of any kind either express or implied.
